Sinclair Volkswagen

Sinclair Audi

Volkswagen Lease Purchase

Lease Purchase enables customers to finance their Volkswagen with lower monthly payments by deferring an agreed amount until the end of contract

How does it work?

Once you have chosen your Volkswagen and decided on your initial payment, you just need to make three decisions that will affect your monthly repayments:

Your repayment period

Choose any period between 12 and 48 months

Final ‘balloon’ repayment

Defer an agreed amount until the end of the agreement. This is known as a ‘balloon’ repayment

Mileage per year

Choose how many miles you expect to drive each year†. This will affect both your monthly repayments and final ‘balloon’ repayment


Can I get a Lease Purchase agreement?

Lease Purchase agreements are available for both retail customers* and business customers**. Exclusions apply^.

What benefits does Lease Purchase offer me?

Lease Purchase is a purchase product suited to customers seeking long-term ownership, whilst looking to reduce their monthly repayments

Deferring an agreed amount to the end of your agreement
allows you to reduce your monthly repayments

Deposits can be as little as one monthly payment

Important information to consider.

You are responsible for the repayment of the final ‘balloon’ repayment – even if the vehicle is worth less than the ‘balloon’ repayment at the end of the agreement

Ownership of the vehicle will remain with Volkswagen Financial Services until you have paid both the option to purchase fee and the ‘balloon’ repayment

It is really important that you keep up to date with your monthly repayments, so please contact us if you are having any difficulties as the vehicle may be at risk if you don’t

If you wish to end your agreement early you can request a settlement quote. How far into your agreement you are will affect the amount left to pay

What happens at the end of my agreement?

At the end of your agreement you have two options

  • Pay the final ‘balloon’ repayment and option to purchase fee and take ownership of the vehicle
  • Part exchange the vehicle and settle the final ‘balloon’ repayment

Will I own the vehicle?

Yes once you have paid the final ‘balloon’ repayment and option
to purchase fee the vehicle is yours.

†Mileage restrictions apply. *Those using the vehicle for personal use. **Limited Companies, Sole Traders, Partnerships and Limited Liability Partnerships. ^Lease Purchase is not available to customers intending to use the vehicle for hire and reward purposes i.e. taxis, body-shop usage, long term sub-let agreements (> 1month) or replacement vehicle insurance claim business. An offer of finance depends on certain conditions. Subject to status. Available to 18s and over in the UK only. Terms and conditions apply. Volkswagen Financial Services.

Finance Options

Contract Hire

Hire Purchase

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